Qapital

Qapital is the only mobile banking app that lets you save smartly, spend happily, and invest comfortably with intuitive tools that make it easy to take control of your personal finances. We’re committed to making money work for our members, not the other way around. And with more than 8,000 five-star reviews, we’re pretty sure we’re on the right track. Last year, our members saved an average of $1,500*. What would you do with that extra cash?

Automated saving so you can get more done

With personalized savings Goals and automated savings Rules, you can save money without thinking about it.

Purchases and other transactions made from your connected accounts and cards automatically trigger savings Rules, getting you closer to your Goals.

Choose from any number of free in-app savings Rules or customize your own Rules with our IFTTT integration (we have a few to get you started).

Once your Goals and Rules are set, you can watch your savings grow in real time.

A checking account that helps you keep more of your money

Our checking account skips those traditional bank fees. There are no low balance, overdraft, or foreign transaction fees. Instead, you get a brand new Qapital Visa® Debit Card** to help you save while you spend.

Transfer funds instantly between your Qapital Goals and Spending account, and benefit from a Spending Sweet SpotTM that helps you stay on track and reach your goals.

With Qapital Spending you’ll get:

- Direct deposit

- Interest on all of your accounts

- Weekly Insights

- Automatic bill payment

- Mailed checks

- Purchase notifications

- In-app temporary card lock

- Ability to set & reset your pin

- More to come!

Personalized investment options to help you build more wealth.

Investing is now just as easy as saving with Qapital InvestTM. You can earn more toward your long-term goals with personalized portfolio recommendations based on your risk profile. We monitor your account, reinvest dividends, and rebalance your portfolio based on changing market conditions so that you don’t have to.

Just set your Rules, spend happily with your Qapital Visa® Debit Card, and watch your investments grow.

A better way to budget with Spending Sweet SpotTM and Payday DivvyTM

With Payday DivvyTM, you can pay yourself first by setting aside money for your expenses, your Goals, and your everyday spending as soon as your paycheck arrives.

Use Spending Sweet SpotTM to find a budget for all of your weekly expenses, become mindful of where and how you’re spending, and use that insight to find a spending amount that makes you happy.

Bank level security and protection with you in mind

With 256-bit encryption, overdraft protection and FDIC-insurance up to $250,000, your money is safe at Qapital.

A new banking experience, intelligently designed for you

Find your financial balance by using Qapital to help you save more, earn more, and reach your goals faster. Join our community of members dedicated to becoming their best financial selves.

QAPITAL, the QAPITAL and Q logos, and SAVE SMALL. LIVE LARGE. are all registered trademarks of Qapital, Inc. Copyright © 2018 Qapital, Inc. All Rights Reserved.

Qapital是唯一的移动银行应用程序，它可以让您通过直观的工具进行智能保存，愉快度过，快乐投资，从而轻松掌控您的个人财务状况。我们致力于为我们的会员赚钱，而不是相反。有超过8,000个五星评价，我们非常肯定我们正走在正确的轨道上。去年，我们的会员平均节省了1,500美元*。你会用额外的现金做什么？

自动保存，以便您可以完成更多工作

通过个性化的储蓄目标和自动储蓄规则，您可以省钱而不用考虑它。

通过您的关联账户和卡进行的购买和其他交易会自动触发储蓄规则，让您更接近目标。

从我们的IFTTT集成中选择任意数量的免费应用内存储规则或自定义您自己的规则（我们有一些可以帮助您入门）。

一旦设定了目标和规则，您就可以实时观察您的储蓄增长情况。

可帮助您保留更多钱的支票帐户

我们的支票账户会跳过传统的银行手续费。没有低余额，透支或国外交易费用。相反，您将获得一张全新的QapitalVisa®借记卡**，以帮助您节省开支。

在您的Qapital目标和支出账户之间即时转账，并从支出甜点 TM 中受益，帮助您保持正常并实现目标。

通过Qapital Spending，您将得到：

- 直接存款

- 您所有帐户的利息

- 每周见解

- 自动账单支付

- 邮寄支票

- 购买通知

- 应用内临时卡锁

- 能够设置和重置您的引脚

- 更多来！

个性化投资选择，帮助您创造更多财富。

投资现在和Qapital Invest TM 一样容易。根据您的风险状况，您可以根据个性化投资组合建议为您的长期目标赚取更多收入。我们监控您的账户，重新分配股息，并根据不断变化的市场条件重新平衡您的投资组合，这样您就不必这样做了。

只需设置您的规则，愉快地使用QapitalVisa®借记卡，并观察您的投资增长情况。

使用消费甜点 TM 和Payday Divvy TM 预算的更好方法

使用Payday Divvy TM ，您可以先支付自己的费用，在支付到账时立即支付费用，目标和日常开支。

使用消费甜点 TM 查找所有每周费用的预算，注意您的消费地点和方式，并利用这种洞察力找到让您满意的消费金额。

银行级安全和保护与您的关系

凭借256位加密，透支保护和FDIC保险高达25万美元，您的资金在Qapital是安全的。

为您量身定制的全新银行体验

使用Qapital帮助您节省更多，赚取更多收益并更快地实现目标，从而找到您的财务平衡。加入我们的会员社区，致力于成为他们最好的财务自我。

QAPITAL，QAPITAL和Q徽标，以及SAVE SMALL。 LIVE LARGE。均为Qapital，Inc。的注册商标。版权所有©2018 Qapital，Inc。保留所有权利。